Full product details for the Santander 2yr 3.19% Fixed R/M C/B LTV 75% Ex/C Direct mortgage, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
yes
This mortgage is only available to existing customers.
Existing Customer Type
current account
Customer must have an existing Santander bank account and must have been open for at least 3 months at point of application Minimum of £1000 credit per month into account andat least two Direct Debits or standing orders must have left the account within the last month (30 calendar days) Applicant named on existing bank account must be named on the mortgage
Existing Borrowers Only
no
This mortgage is not just available to existing borrowers.
Remortgage Deal
yes
This product is available to remortgages.
Remortgage Only
yes
Only available for remortgages.
First Time Buyers Deal
no
This product is not available to first time buyers.
First Time Buyers Only
no
This mortgage is not just available to first time buyers.
Available Via a Broker Only
no
Available direct.
Minimum Deposit
25%
Self Employed Accepted
yes
This product is available to the self employed under the following criteria:
Borrowers must take the specialist self employed product for 2 years, then they are able to take out any product in the range up to a maximum of 75% LTV
Self Cert Accepted
no
Self certification of income is not available.
Available in England
yes
Available in Northern Ireland
yes
Available in Scotland
yes
Available in Wales
yes
Available Direct
yes
This product is available direct from the provider.
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