This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
This mortgage is not just available to existing customers
Existing Borrowers Only
no
This mortgage is not just available to existing borrowers.
Remortgage Deal
yes
This product is available for remortgages.
Remortgage Only
no
This is not just available for remortgages.
First Time Buyers Deal
no
This product is not available to first time buyers.
First Time Buyers Only
no
This mortgage is not just available to first time buyers.
Available Via a Broker Only
yes
Available via brokers only.
Minimum Deposit
30%
Self Employed Accepted
yes
Self-employed are accepted but must have been trading in their current business for a minimum of 3 years. A minimum of 2 years accounting information is required.
Self Cert Accepted
no
Self-certification is not accepted.
Repossessions Considered
no
Repossessions are not considered.
Arrears Permitted
yes
None in last 12 months, 3 in the last 36 months. Loans must be up to date.
Number of CCJs
1
1 CCJ in last 24 months (3-12 months maximum £1,000, 13-24 maximum £1750)
Maximum Value of CCJs
£1,750
1 CCJ in last 24 months (3-12 months maximum £1,000, 13-24 maximum £1750)
CCJs Ignored After
36 months
CCJs are usually ignored if registered over 36 months. All previous CCJs will be taken into account as part of decision process.
CCJs Ignored if Satisfied Over
36 months
CCJs are usually ignored if satisfied over 36 months. All previous CCJs will be taken into account as part of decision process.
CCJs Ignored if Under
£0
All CCJs will be taken into account.
Available Direct
no
This product is not available direct from the provider, but may be available from a broker or other intermediary
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