First Direct 3yr BBR+2.28% Capped Offset Tracker LTV 65% Direct Mortgage Full product details for the First Direct 3yr BBR+2.28% Capped Offset Tracker LTV 65% Direct mortgage, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
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First Direct 3yr BBR+2.28% Capped Offset Tracker LTV 65% Direct Mortgage Features & Benefits
Mortgage Type Offset
Initial Rate Type tracker
Initial Rate APR 2.78% 2.78%.
Lender's Base Rate 0.5% Bank Base Rate of 0.50%
Loading on Lender's Base Rate 2.28% 2.28%.
Final Rate 3.69% The standard variable rate is 3.69%
Mortgage APR 3.6% APR is 3.60%.
Maximum LTV 65% The maximum LTV is 65%
Maximum Loan £1,000,000 £1000000
Maximum Term 25 years Maximum term 25 years. Must be repaid repaid by age 65.
Remortgage Deal yes This product is available for remortgages.
Remortgage Only no This is not just available for remortgages.
Minimum Deposit 35%
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Existing Customers Only no This mortgage is not just available to existing customers
Existing Borrowers Only no This mortgage is not just available to existing borrowers.
Remortgage Deal yes This product is available for remortgages.
Remortgage Only no This is not just available for remortgages.
First Time Buyers Deal yes This product is available to first time buyers.
First Time Buyers Only no This mortgage is not just available to first time buyers.
Available Via a Broker Only no Available direct.
Minimum Deposit 35%
Self Employed Accepted yes This product is available to the self employed.
Self Cert Accepted no Self certification of income is not available.
Available in England yes
Available in Northern Ireland yes
Available in Scotland yes
Available in Wales yes
Available Direct yes This product is available direct from the provider.
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