First Direct 3yr 4.59% Fixed Offset LTV 65% Direct Fee Free Mortgage

Full product details for the First Direct 3yr 4.59% Fixed Offset LTV 65% Direct Fee Free mortgage, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
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Fixed RateFirst Time Buyer
Buy To Let

First Direct 3yr 4.59% Fixed Offset LTV 65% Direct Fee Free Mortgage Features & Benefits

Mortgage TypeFixed Rate 
Initial Rate APR4.59%4.59%.
Initial Rate Term36 months36 months.
Initial Rate End Date36 months 
Final Rate3.69%The standard variable rate is 3.69%
Mortgage APR3.9%APR 3.90%.
Maximum LTV65%The maximum LTV is 65%
Maximum Loan£1,000,000There is no maximum loan.
Maximum Term25 yearsMaximum term 25 years.
Remortgage DealyesThis product is available for remortgages.
Remortgage OnlynoThis is not just available for remortgages.
Minimum Deposit35% 
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Compare First Direct 3yr 4.59% Fixed Offset LTV 65% Direct Fee Free With These Mortgages

Aviva Lifestyle Lump Sum Max 7.53% Intermediary

  • £15,000 minimum loan.
  • The mortgage has a minimum sheltered property value of £75,000.
  • £15,000 minimum initial cash lump sum is available.
  • Customers get 12 years long term care repayment due.

NatWest 2yr 4.19% Fxd LTV 85% Ex/B Black Account Direct

  • New customers get 0 yrs tie-in time after rate from NatWest.
  • This mortgage has 52 yrs max term.
  • 2 yrs minimum duration is offered with the mortgage.
  • The NatWest mortgage has a maximum LTV of 85 percent.
  • Customers have the benefit of 4.1 percent mortgage APR.
  • You take advantage of 85% right to buy maximum ltv/valuation from the mortgage.

ING Direct 2yr 3.84% Fixed LTV 75%

  • 75 percent 1st time buyer max LTV is available with this mortgage.
  • A 3.7 percent mortgage APR is available.
  • 3.7 percent rate only rate is available with the mortgage.
  • ING Direct offers remortgage minimum loan of £50,000.
  • Customers get maximum LTV interest only of 75 percent.

LV= Flexible Lifetime Fixed (Age 66-70) >£600k

  • You take advantage of limitless maximum loan from the mortgage.
  • This LV= mortgage has a maximum age for sheltered accomodation of 70 yrs.
  • A tie-in period after rate of 0 yrs is offered by LV=.
  • Minimum LTV of 26 percent.
  • 15 years drawdown restrictions is available.
  • Get 1 mth length offer held.

The Mortgage Works 2yr 5.64% Fixed BTL LTV 65%

  • Max overall portfolio value of £5,000,000 is available with the mortgage.
  • Customers get remortgage minimum loan of £25,001.
  • Get introductory rate APR of 5.64%.
  • 30 jun 2014 initial rate end date is available.

Halifax 4yr 5.44% Fixed H/P FTB C/B LTV 85% Ex/C Direct

  • Customers will get intro rate APR of 5.44 percent.
  • Right to buy maximum ltv/valuation of 85%.
  • This mortgage offers an 85% right to buy maximum LTV.
  • Halifax gives intro rate term of 48 months.
  • 0 years tie-in period after rate is available to applicants.
  • Halifax offers max term of 40 years.

HSBC 5yr 4.99% Fxd LTV 90% Ex/C Premier Direct

  • House purchase maximum LTV of 90 percent.
  • Shared ownership minimum loan of £10,000.
  • This HSBC mortgage has 30 years maximum term.
  • The mortgage offers 60 months initial rate term.
  • Benefit from 30 sep 2017 fixed interest rate end date from HSBC.