First Direct 3yr 4.59% Fixed Offset LTV 65% Direct Fee Free Mortgage Full product details for the First Direct 3yr 4.59% Fixed Offset LTV 65% Direct Fee Free mortgage, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
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First Direct 3yr 4.59% Fixed Offset LTV 65% Direct Fee Free Mortgage Features & Benefits
Mortgage Type Fixed Rate
Initial Rate APR 4.59% 4.59%.
Initial Rate Term 36 months 36 months.
Initial Rate End Date 36 months
Final Rate 3.69% The standard variable rate is 3.69%
Mortgage APR 3.9% APR 3.90%.
Maximum LTV 65% The maximum LTV is 65%
Maximum Loan £1,000,000 There is no maximum loan.
Maximum Term 25 years Maximum term 25 years.
Remortgage Deal yes This product is available for remortgages.
Remortgage Only no This is not just available for remortgages.
Minimum Deposit 35%
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Existing Customers Only no This mortgage is not just available to existing customers
Existing Borrowers Only no This mortgage is not just available to existing borrowers.
Remortgage Deal yes This product is available for remortgages.
Remortgage Only no This is not just available for remortgages.
First Time Buyers Deal yes This product is available to first time buyers.
First Time Buyers Only no This mortgage is not just available to first time buyers.
Available Via a Broker Only no Available direct.
Minimum Deposit 35%
Self Employed Accepted yes This product is available to self employed.
Self Cert Accepted no Self certification of income is not available.
Available in England yes
Available in Northern Ireland yes
Available in Scotland yes
Available in Wales yes
Available Direct yes This product is available direct from the provider.
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Compare First Direct 3yr 4.59% Fixed Offset LTV 65% Direct Fee Free With These Mortgages £15,000 minimum loan. The mortgage has a minimum sheltered property value of £75,000. £15,000 minimum initial cash lump sum is available. Customers get 12 years long term care repayment due. New customers get 0 yrs tie-in time after rate from NatWest. This mortgage has 52 yrs max term. 2 yrs minimum duration is offered with the mortgage. The NatWest mortgage has a maximum LTV of 85 percent. Customers have the benefit of 4.1 percent mortgage APR. You take advantage of 85% right to buy maximum ltv/valuation from the mortgage.
75 percent 1st time buyer max LTV is available with this mortgage. A 3.7 percent mortgage APR is available. 3.7 percent rate only rate is available with the mortgage. ING Direct offers remortgage minimum loan of £50,000. Customers get maximum LTV interest only of 75 percent. You take advantage of limitless maximum loan from the mortgage. This LV= mortgage has a maximum age for sheltered accomodation of 70 yrs. A tie-in period after rate of 0 yrs is offered by LV=. Minimum LTV of 26 percent. 15 years drawdown restrictions is available. Get 1 mth length offer held.
Max overall portfolio value of £5,000,000 is available with the mortgage. Customers get remortgage minimum loan of £25,001. Get introductory rate APR of 5.64%. 30 jun 2014 initial rate end date is available. Customers will get intro rate APR of 5.44 percent. Right to buy maximum ltv/valuation of 85%. This mortgage offers an 85% right to buy maximum LTV. Halifax gives intro rate term of 48 months. 0 years tie-in period after rate is available to applicants. Halifax offers max term of 40 years.
House purchase maximum LTV of 90 percent. Shared ownership minimum loan of £10,000. This HSBC mortgage has 30 years maximum term. The mortgage offers 60 months initial rate term. Benefit from 30 sep 2017 fixed interest rate end date from HSBC.