First Direct 2yr 3.99% Fixed Offset LTV 75% Direct Mortgage Full product details for the First Direct 2yr 3.99% Fixed Offset LTV 75% Direct mortgage, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
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First Direct 2yr 3.99% Fixed Offset LTV 75% Direct Mortgage Features & Benefits
Mortgage Type Fixed Rate
Initial Rate APR 3.99% 3.99%.
Initial Rate Term 24 months 24 months.
Initial Rate End Date 24 months
Final Rate 3.69% The standard variable rate is 3.69%
Mortgage APR 3.8% APR 3.80%.
Maximum LTV 75% The maximum LTV is 75%
Maximum Loan £1,000,000 There is no maximum loan.
Maximum Term 25 years Maximum term 25 years.
Remortgage Deal yes This product is available for remortgages.
Remortgage Only no This is not just available for remortgages.
Minimum Deposit 25%
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Existing Customers Only no This mortgage is not just available to existing customers
Existing Borrowers Only no This mortgage is not just available to existing borrowers.
Remortgage Deal yes This product is available for remortgages.
Remortgage Only no This is not just available for remortgages.
First Time Buyers Deal yes This product is available to first time buyers.
First Time Buyers Only no This mortgage is not just available to first time buyers.
Available Via a Broker Only no Available direct.
Minimum Deposit 25%
Self Employed Accepted yes This product is available to self employed.
Self Cert Accepted no Self certification of income is not available.
Available in England yes
Available in Northern Ireland yes
Available in Scotland yes
Available in Wales yes
Available Direct yes This product is available direct from the provider.
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Compare First Direct 2yr 3.99% Fixed Offset LTV 75% Direct With These Mortgages 4.19 percent initial rate APR. 75 percent remortgage max LTV is offered. A final interest of 3.99 percent is available from Nationwide. 2 yrs minimum term is available. A payment rate of 4.1 percent is available from Nationwide. Benefit from a final interest of 4% from this 5yr 5.75% Fixed R/M LTV 90%. Customers have the benefit of unlimited maximum loan from the mortgage. Ulster Bank offers fixed rate end date of 31 may 2017. Customers get 60 months initial rate term from Ulster Bank.
40 years max term is offered. House purchase minimum loan of £0. Halifax gives fixed rate end date of 31 aug 2014. The mortgage offers a £0 first time buyer minimum loan. Customers take advantage of introductory rate end date of 31 aug 2014. A 90 percent max LTV is offered. New customers will take advantage of rate only rate of 5 percent. The Yorkshire BS mortgage has 35 yrs maximum term. 5 years minimum period is offered. 85 percent max LTV is offered. 1st time buyer max LTV of 85 percent is available to customers.
4% final interest rate. Intro rate APR of 2.60% is available to applicants. The mortgage offers an interest discount of 1.4%. You can get £30,000 house purchase minimum loan. The mortgage offers 40 years max term. New customers will take advantage of unlimited maximum loan. Hire income of mortgage of 125 percent. Tie-in duration after initial rate of 0 yrs is offered with this mortgage. The mortgage has £25,001 house purchase minimum loan. £300,000 maximum overall portfolio value is offered. A term std variable rate date is available.
Applicants get 70 percent remortgage maximum LTV from GE Money Home Lending. Get a minimum loan of £50,001 from the Lifetime Tracker + 0.99% 70% LTV Semi Excl. Get an initial rate APR of 4.99%. Customers will get final interest rate of 4.99 percent. This GE Money Home Lending mortgage has a mortgage interest of 4.99 percent. GE Money Home Lending offers intro rate APR of 4.29%. This GE Money Home Lending mortgage has £50,001 house purchase minimum loan. You can get tie-in time after rate of 0 years. Get a maximum LTV of 60%. A remortgage maximum LTV of 60 percent is offered by GE Money Home Lending.