Bank of Ireland 3yr 4.99% Fxd BBR FTB C/B LTV 85% Ex/C Direct Mortgage
Full product details for the Bank of Ireland 3yr 4.99% Fxd BBR FTB C/B LTV 85% Ex/C Direct mortgage, including application criteria, rates, suitability, restrictions, incentives, facilities, fees & charges and equity release.
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Available for first time buyers and for existing customers only. N.B. Such mortgages may not be displayed on the lender's website.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
yes
This mortgage is only available to existing customers.
Existing Customer Type
current account
Available to customers who hold a Bank of Ireland (UK) plc Personal Current Account, a Graduate Current Account or a Student Account 3rd level with a mandated salary paid into it. This applies to both existing and newly opened accounts.
Existing Borrowers Only
no
This mortgage is not just available to existing borrowers.
Remortgage Deal
no
This product is not available to remortgages.
Remortgage Only
no
This is not just available for remortgages.
First Time Buyers Deal
yes
This product is available to first time buyers.
First Time Buyers Only
yes
This mortgage is only available to first time buyers.
Available Via a Broker Only
no
Available direct.
Minimum Deposit
15%
Self Employed Accepted
yes
This product is available to the self employed under the following criteria:
Borrowers must take the specialist Self Employed product for 2 years, then they are able to take out any product in the range up to a maximum of 75% LTV
Self Cert Accepted
no
Self certification of income is not available.
Available in England
no
Available in Northern Ireland
yes
Available in Scotland
no
Available in Wales
no
Available Direct
yes
This product is available direct from the provider.
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