Zopa Personal Loan (B Rate)
Full product details for the Zopa Personal Loan (B Rate), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Zopa Personal Loan (B Rate) Features & Benefits
| Representative Example | The representative APR is 10.72% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.72% p.a. (fixed)Arrangement fee £190, | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £15,000 | The maximum advance is £15000. |
| Minimum Loan Term | 3 years | The minimum loan term is 36 months. |
| Maximum Loan Term | 5 years | The maximum loan term is 60months. |
| Headline Representative APR | 8.83% | 8.83 |
| Headline Representative Loan Amount | £1,300 to £1,399 | |
| Early Repayment Charge | 0 month | No ERC |
| Deferred Start | 0 month | 0 months |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. Customers can ask for a CHAPS same day transfer, which costs £35, payable by debit card. If customers didn't opt for this when applying for the loan, they must ensure to mention this in their conversation with Zopa underwriters. |
| Credit Rating | very good | Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments. |
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Compare Zopa Personal Loan (B Rate) With These Loans
Halifax Internet Loan (Existing Customers)
- Enjoy an arrangement fee of 0 percent.
- The loan offers a minimum loan period of 1 year.
- Get £25,000 maximum loan from Halifax.
- This Internet Loan (Existing Customers) has £1,000 minimum loan.
- £7,000 to £15,000 promotional representative loan amount is available with Internet Loan (Existing Customers).
- Minimum arrangement fee of £0 is available to you.
- Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.
Clydesdale Bank Personal Loan
- New customers take advantage of arrangement fee of £0.
- This loan gives £7,500 minimum loan.
- The Personal Loan has a 0 percent arrangement fee.
- 6 percent representative APR is available.
- A minimum arrangement fee of £0 is offered by Clydesdale Bank.
- Get a 1st payment due of 30 days from this Personal Loan.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Sainsbury's Bank Standard Small Loan (1-3 Yrs)
- 7.6 percent headline representative APR is available.
- Get minimum arrangement fee of £0.
- You will get representative APR of 7.6%.
- Minimum loan of £1,000.
- An arrangement fee of 0% is available from Sainsbury's Bank.
- 3 yrs max loan term is available with this loan.
- Representative Example: The representative APR is 7.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.6% p.a. (fixed) you will repay £227.41 per month & £5,457.84 in total.
Sainsbury's Bank Shopper Reward Small Loan (1-3Yrs)
- Get £0 maximum arrangement fee from Sainsbury's Bank.
- 30 days 1st payment due is offered with this loan.
- Applicants get 3 yrs maximum loan term.
- The loan gives a 0% arrangement fee.
- Sainsbury's Bank gives minimum loan of £5,000.
- New customers can enjoy minimum arrangement fee of £0.
- Representative Example: The representative APR is 8.5% (fixed) so if you borrow £5,000 over 2 years at a rate of 8.5% p.a. (fixed) you will repay £229.79 per month & £5,514.96 in total.
Sainsbury's Bank Shopper Reward Small Loan (4+ Yrs)
- 5 yrs maximum loan term is available with Shopper Reward Small Loan (4+ Yrs).
- You get 30 days first payment due.
- A £0 arrangement fee is available.
- Initial representative APR of 8.7% is offered with Shopper Reward Small Loan (4+ Yrs).
- Arrangement fee of 0 percent is offered to applicants.
- Minimum arrangement fee of £0 is available to you.
- Representative Example: The representative APR is 8.7% (fixed) at a rate of 8.7% p.a. (fixed)
NatWest Grad FlexiLoan
- An arrangement fee of £0 is available from NatWest.
- Applicants will get maximum loan of £15,000.
- Headline representative APR of 14.5 percent is available with this loan.
- 7 years maximum loan term.
- Minimum loan of £1,000.
- Representative Example: The representative APR is 18% (fixed) so if you borrow £10,000 over 4 years at a rate of 18% p.a. (fixed) you will repay £271.13 per month & £13,014.24 in total.
Shawbrook Bank Shawbrook Secured Loan
- The Shawbrook Bank Shawbrook Secured Loan has a max loan term of 25 yrs.
- £100,000 max loan is available.
- This Shawbrook Secured Loan has an 85% max LTV.
- Get 25 years maximum loan term from Shawbrook Bank.
- Have the benefit of a mininum loan length of 3 years from the Shawbrook Secured Loan.
- Headline representative APR of 10.2 percent.
