Bank of Scotland Personal Loan (9.9%)
Full product details for the Bank of Scotland Personal Loan (9.9%), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Bank of Scotland Personal Loan (9.9%) Features & Benefits
| Loan Type | Unsecured | |
| Minimum Loan | £7,500 | The minimum advance is £7500 |
| Maximum Loan | £15,000 | The maximum advance is £15000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Headline Representative APR | 9.9% | 9.9 |
| Headline Representative Loan Amount | £7,000 to £15,000 | |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of up to 58 days interest. |
| Deferred Start | 1 month | |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. Optional courier service to receive the loan agreements - £70. This will be payable one month before the first repayment. Funds are transferred upon receipt of the signed loan documentation. Loan funds are transferred into a BOS Current Account within 24 hours. Transfers to other bank accounts can take up to 3 days to clear from date of transfer. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare Bank of Scotland Personal Loan (9.9%) With These Loans
Barclays Barclayloan Plus (Existing Customers Only)
- Minimum arrangement fee of £0 is offered with this loan.
- 5 years max loan term is available to customers.
- Applicants get deferred start of 0 mth.
- New customers take advantage of 9.9% representative APR.
- Get arrangement fee of 0 percent.
- £9,100 to £25,000 headline representative loan amount is available with Barclayloan Plus (Existing Customers Only).
- Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £253.29 per month & £12,157.92 in total.
Sainsbury's Bank Standard Small Loan (4-5 Yrs)
- Get 5 yrs maximum loan term from Sainsbury's Bank.
- Introductory representative APR of 7.8% is available to customers.
- New customers get 4 yrs minimum loan duration from Sainsbury's Bank.
- 30 days 1st payment due is available with Standard Small Loan (4-5 Yrs).
- £1,000 minimum loan is available with the loan.
- Benefit from a representative APR of 7.8 percent from the Standard Small Loan (4-5 Yrs).
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Ulster Bank Ufirst (Large)
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- Representative APR of 9.8 percent is available with Ufirst (Large).
- New customers get 30 days first payment due.
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- Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.67 per month & £12,032.16 in total.
The Co-operative Bank Personal Loan (Privilege&Premier CA)
- Introductory representative APR of 6.9%.
- This loan offers a 0% arrangement fee.
- £2,000 minimum loan.
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- Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.63 per month & £11,454.24 in total.
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- £3,000 minimum loan is offered.
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- 18.9% representative APR is available with Car Loan (Fair Credit History).
- Enjoy an initial representative APR of 18.9 percent from the Car Loan (Fair Credit History).
- Representative Example: The representative APR is 18.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.9% p.a. (fixed) you will repay £287.46 per month & £13,798.08 in total.
Loansathome4u Cash Loan
- 7 days first payment due is available.
- Get a deferred start of 0 month.
- £150 minimum loan is offered with the loan.
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- Customers get 5 years max loan term from this Creation Loan.
- This Creation Loan has a minimum loan of £3,000.
- A 14.9 percent representative APR is available.
- Representative Example: The representative APR is 14.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 14.9% p.a. (fixed) you will repay £273.11 per month & £13,109.28 in total.
