Nationwide Multi Protection

Full product details for the Nationwide Multi Protection life insurance policy, including application criteria, policy details, cover, funds, guaranteed insurability, premiums & fees, claims, exclusions and conditions.

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Nationwide Multi Protection Features & Benefits

Type of Cover	Multi Protection
Life Insurance Type	Decreasing Term Life Assurance
Minimum Age	17 years
Maximum Age for New Cover	74 years
Age Cover Expires	79 years
Max Life Cover	Unlimited
Maximum Term	40 years
Maximum Child Age	17 years
Single Life Cover	yes
Joint Life First Death Cover	yes
Joint Life Cover with Seperate Benefits	yes
Whole of Life Cover	no

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Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Available Direct	yes	This product is available direct from the provider.
Minimum Age	17 years	The minimum age for an application is 17 attained. Term Assurance - Eligibility - Age Limits You can apply for a Term Assurance policy from the age of 17 up to your 78th birthday. The availability of certain options is dependent on your age.
Maximum Age for New Cover	74 years	The maximum age attained to apply for life cover is 74 attained. Decreasing Term Assurance - Eligibility - Age Limits You can apply for a Decreasing Term Assurance from the age of 17 up to your 75th birthday.
Minimum Child Age	30 days (1 month)	To be covered, a child must be aged over 30 days and less than 18 years.
Maximum Child Age	17 years	The maximum age for children's critical illness cover is age 17 attained. Children's critical illness cover To be covered, a child must be aged over 30 days and less than 18 years.
Cover for Expats	no	Not available.
Cover for Foreign Nationals	yes	Plans are available to foreign nationals resident in the UK. Residency requirements For an EU citizen who intends to remain in the UK, applications can be considered, subject to normal underwriting rules and exclusions. Non-EU citizens will be considered if they can prove they have to right to remain in the UK indefinitely. If they only have limited leave to remain, then the application can be considered for the duration of their stay, subject to the Legal and General minimum term applying.