Full product details for the Clydesdale Bank Friends Life Protection Account life insurance policy, including application criteria, policy details, cover, funds, guaranteed insurability, premiums & fees, claims, exclusions and conditions.
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This product is only available to individuals who are permanent UK residents.
Available Direct
yes
This product is available direct from the provider.
Minimum Age
18 years
The minimum age at entry is 18 attained.
Maximum Age for New Cover
83 years
The maximum age at entry for Life Cover is 83 attained. Full details of the maximum ages at outset are as follows: Contract........................................Max. age attained at entry Life Cover..........................................................83 Life Cover - 5 Year Renewable........................64 Life or Earlier Critical Illness Cover..................64 Critical Illness Cover.........................................64
Minimum Child Age
30 days (1 month)
For a claim to be valid an eligible child must not be less than 30 days old (this does not cover treatment between conception and birth).
Maximum Child Age
20 years
For a claim to be valid an eligible child must be under 18 years of age, or under the age of 21 and in full-time education.
Cover for Expats
no
The plan is not available to UK expatriates.
Cover for Foreign Nationals
yes
The plan is available to permanent UK residents.
Max Age for Life Cover Buy-Back
68 years
To exercise this option, the person covered must be age 68 or less at the date of the claim.
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