Full product details for the Source Cardif Pinnacle (Wessex) IP AS (BTDO) income protection policy, including application criteria, policy details, cover, premiums & fees, claims and exclusions.
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This product is only available to individuals who are permanent UK residents.
Minimum Age
18 years
1. ELIGIBILITY (i) you are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age.
Maximum Age
64 years
1. ELIGIBILITY (i) you are eligible for this insurance if at the start date, you: (a) are 18 years or over but less than 65 years of age.
Maximum % of Income Covered
60%
60% of gross income
Maximum Annual Cover
£18,000
The maximum annual cover is 18000
Minimum Working Period
12 months
1. ELIGIBILITY (i) you are eligible for this insurance if at the start date, you: (b) have been in full-time employment or self-employed for at least 12 continuous consecutive months immediately prior to the start date.
Minimum Weekly Working Hours
16 hours
18. DEFINITIONS "full-time employment" means working for at least 16 hours a week under a contract of employment that does not have a fixed or implied end date. You must be receiving a salary or wages and paying Class 1 National Insurance contributions.
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