This product is only available to individuals who are permanent UK residents.
The minimum age at entry is 16 attained.
The maximum age at entry is 59 attained.
Maximum % of Income Covered
The maximum percentage of income is 65% of gross salary/net taxable income (after expenses). Maximum Benefit The benefit stated in the policy must not exceed 65% of gross salary (if employed), or 65% of net personal taxable income after deduction of business expenses (if self-employed). The maximum insurable benefit is £37,440 per year.
Maximum Annual Cover
The benefit stated in the policy must not exceed 65% of gross salary (if employed), or 65% of net personal taxable income after deduction of business expenses (if self employed). The maximum insurable benefit is £37,440 per year.
If the policyholder selects the inflation proofing option at the outset, then the benefit will be adjusted approximately by the average rise in the National Average Earnings Index and the Retail Price Index, up to a maximum of 10% and premiums adjusted accordingly. In the event of a claim, benefits will continue to rise approximately in line with inflation. The maximum insurable benefit noted above still applies to policies which are inflation proofed.
A fast quote facility is not available.
Minimum Annual Cover
The minimum cover available is £18 per week or £936 per annum.
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