Cumberland Day2Day (13-23)

Full product details for the Cumberland Day2Day (13-23) current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.

from 3 ratings

3 customers rated their Cumberland current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.

Customer Service

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Clarity of Features

Satisfaction with Account

Cumberland Day2Day (13-23) Features & Benefits

Monthly Charge	£0	There is no monthly service charge.
Minimum Monthly Credit	£0	There is no minimum monthly credit.
Interest Free Overdraft Limit	none	Overdraft facilities are not available.
Headline Interest Rate	0%	£0
Reward Payment	£0	No reward payment payable.
Minimum Investment	£1	The minimum investment is £1.
Internet Banking	yes	Internet banking is available. Internet banking is a opening requirement for new accounts where the applicant is aged under 24.
Branch Banking	yes	Branch banking is available.
Telephone Banking	no	A telephone banking service is not available, although a customer service helpline is available.
Account Promotions	no	This incentive is not offered.

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Valuable info. Easily explained. Just right for someone not financially clued up!

Dave L

Compare Cumberland Day2Day (13-23) With These Current Accounts

Coventry Building Society Coventry First

Coventry First offers a standard overdraft rate of 0 percent.
Coventry Building Society gives cheque clearance time of 4 days.
Same day cheque deposit clearance time.
You get £0 cash back.
You get limitless maximum high interest balance from this Coventry First.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Halifax Reward Current Account => £1,000 per month

An unauthorised overdraft rate of 0% is offered by Halifax.
Get a cheque clearance time of 4 days from the current account.
New customers benefit from 0% ATM withdrawal expense UK from Halifax.
This Halifax Reward Current Account => £1,000 per month has 90 days account transfer overdraft period.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Lloyds TSB Private Banking Private Banking Premier Current Account

Get a minimum extra deposit of £1.
Get £0 cash back.
This Lloyds TSB Private Banking Private Banking Premier Current Account has an account transfer overdraft limit ul.
Get a minimum withdrawal of £1.
£25 overdraft buffer limit is available with Private Banking Premier Current Account.
Get £500 max ATM withdrawal from Lloyds TSB Private Banking.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).

Lloyds TSB Private Banking Private Banking Premier Plus Current Account

This Lloyds TSB Private Banking current account has a £500 max ATM withdrawal.
An unauthorised O/D rate of 10.9% is available from Lloyds TSB Private Banking.
Private Banking Premier Plus Current Account offers a standard overdraft rate of 10.9%.
Automatic overdraft facility of £500 is offered to customers.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).

The Co-operative Bank Business Current Acc- Cash Tariff

An unauthorised O/D rate of 25.59 percent is available from The Co-operative Bank.
Charge for telephone banking of £0.00 is offered.
Overdraft letter charge of £0.00 is available.
Customers get £1 minimum withdrawal from the Business Current Acc- Cash Tariff.
You can take advantage of £0 minimum yearly turnover.

Bank of Scotland Vantage Premier Account

O/D buffer limit of £10 is available to you.
The current account has a same day cash deposit clearance time.
Interest rate free overdraft limit of £500 is available with the current account.
Customers get same day BACS deposit clearance time from Bank of Scotland.
The current account offers a benefit person in any car recovery cover.
Get same day interest rate paid on withdrawals.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.43% EAR (variable).

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit	£0	There is no minimum monthly credit.
Minimum Contract Term	0 months	There is no minimum contract term.
Minimum Age	13 years	The minimum age to open this account is 13. Those aged 13-15 must have a parent or guardian's permission to open the account.
Maximum Age	23 years	The maximum age to open this version of the account is 23 years.
Minimum Income	£0	There is no minimum income required.
Minimum Investment	£1	The minimum investment is £1.
Maximum Investment	£500,000	The maximum investment is £500000 for single applicants and £1,000,000 for joint.
Student Bank Account	no	This is not a student bank account.
Graduate Bank Account	no	This is not a graduate bank account.
Area Restrictions	locals only	New accounts only available to people living in Cumbria, Dumfriesshire, Preston area of North Lancashire and Haltwhistle area of West Northumberland.