Bank of Scotland Vantage Premier Account

Full product details for the Bank of Scotland Vantage Premier Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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Bank of Scotland Vantage Premier Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 10.43% EAR (variable).
Account Typepackaged 
Monthly Charge£25A monthly charge of £25.00 is payable.
Minimum Monthly Credit£1,000There is a minimum monthly credit required of £1000.00. Lower rates are applied if the monthly mandate is less than £1,000.
Interest Free Overdraft Limit£500Interest fee and charge free overdraft limit of £500 available (subject to application and approval).
Standard Overdraft Rate10.43%The annual rate charged for authorised overdrafts is 10.43% EAR.
Headline Interest Rate3%The headline interest rate is 3.00% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required to open this account.
Internet BankingyesInternet banking is available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking is available.
Account PromotionsyesAA Roadside Assistance. Access to an Exclusive account Worldwide annual travel insurance with a choice of family or winter sports cover. Commission free foreign currency and traveller's cheques. Sentinel Card Services Protection available. Mobile phone insurance (home & abroad). ID Aware identity theft assistance. Home emergency cover. Save My Numbers service available - stores and retrieves mobile phone numbers.
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Pleased to be forewarned about ebay freelistings weekend as I wasn't planning on putting anything on this weekend but have now changed my mind - thank you :)
Allyson

Compare Bank of Scotland Vantage Premier Account With These Current Accounts

Bank of Scotland Private Banking Flexible Current Account

  • You can get 3 months account transfer overdraft period.
  • Get a max ATM withdrawal of £500 from the Private Banking Flexible Current Account.
  • £0 cash back is available.
  • The current account gives 4 days cheque clearance time.
  • Transaction charge of £0 is available to you.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 5.6% EAR (variable).

Citi Citigold Current Account

  • 0 percent ATM withdrawal payment UK is available with this current account.
  • Same day cash deposit clearance time is offered with Citigold Current Account.
  • Same day interest paid on withdrawals is available with Citigold Current Account.
  • You get same day cheque deposit clearance time from the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).

HSBC Premier

  • The HSBC Premier current account has 3 days cheque clearance time.
  • Purchase charge of £0 is available to you.
  • £0 minimum extra deposit is offered.
  • You take advantage of £0 automatic overdraft facility from the Premier.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).

Lloyds TSB Gold Account

  • Get a reward payment of £0.
  • Get £500 maximum ATM withdrawal.
  • Get a rate free overdraft limit of £100.
  • £0 cash back is offered.
  • The Lloyds TSB current account has an ATM withdrawal charge UK of 0 percent.
  • £0 charge for copy of cheque.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).

Lloyds TSB Student Account

  • You can get standing order set up expense of £0.
  • Get a purchase charge of £0 from the current account.
  • This current account gives 3 days cheque clearance time.
  • Daily unauthorised overdraft charge of £10 is offered with Student Account.
  • Customers can get free NUS card.
  • Direct debit set up fee of £0 is offered to customers.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Bank of Scotland Business Current Account (Bus Extra Tariff)

  • Benefit from a stopped cheque charge of £10 from the Business Current Account (Bus Extra Tariff).
  • The current account has an unauthorised overdraft rate unlimited.
  • Enjoy a coinage out per100 of £0.62 from this current account.
  • Get a payment for internet banking of £0 from the Business Current Account (Bus Extra Tariff).
  • New customers will take advantage of minimum annual turnover of £0.
  • Max ATM withdrawal of £700 is available to new customers.