Full product details for the Bank of Scotland Vantage Premier Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 63 ratings
63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 10.43% EAR (variable).
Account Type
packaged
Monthly Charge
£25
A monthly charge of £25.00 is payable.
Minimum Monthly Credit
£1,000
There is a minimum monthly credit required of £1000.00. Lower rates are applied if the monthly mandate is less than £1,000.
Interest Free Overdraft Limit
£500
Interest fee and charge free overdraft limit of £500 available (subject to application and approval).
Standard Overdraft Rate
10.43%
The annual rate charged for authorised overdrafts is 10.43% EAR.
Headline Interest Rate
3%
The headline interest rate is 3.00% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
Internet banking is available.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Telephone banking is available.
Account Promotions
yes
AA Roadside Assistance. Access to an Exclusive account Worldwide annual travel insurance with a choice of family or winter sports cover. Commission free foreign currency and traveller's cheques. Sentinel Card Services Protection available. Mobile phone insurance (home & abroad). ID Aware identity theft assistance. Home emergency cover. Save My Numbers service available - stores and retrieves mobile phone numbers.
Application Criteria
Joint Account
yes
This account accepts applications in more than one name.
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£1,000
There is a minimum monthly credit required of £1000.00. Lower rates are applied if the monthly mandate is less than £1,000.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income is required for this account.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Pleased to be forewarned about ebay freelistings weekend as I wasn't planning on putting anything on this weekend but have now changed my mind - thank you :)
Allyson
Good range of offers, i have used quite a few myself. I think this is an excellent site.
Vicky S.
Love the new lay out, quick and easy to use. The deals are great thank for hunting the down for us. Keep up the great work.
Kimberley Y.
Valuable and upto date relevant info, thank you very much.
Jennifer
Got some amazingly helpful money saving offers through your site - and good advice as well thank you!
Roz A
Excellent up to date money saving tips and news.
Johnathan
Useful and easy to follow.
Claudia
Good,clear website. Always has something new, and reminds us of the good, the bad and the ugly,
Barratt
Fantastic...we all love a bargain and we all need a little help from informed friends...makes living in the dark days of recession/depression easier.
Sara M.
Very informative.
Brian
Compare Bank of Scotland Vantage Premier Account With These Current Accounts