Bank of Scotland Vantage Gold Account

Full product details for the Bank of Scotland Vantage Gold Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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Bank of Scotland Vantage Gold Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).
Account Typepackaged 
Monthly Charge£12A monthly charge of £12.00 is payable.
Minimum Monthly Credit£1,000There is a minimum monthly credit required of £1000.00. Lower rates are applied if the monthly mandate is less than £1,000.
Interest Free Overdraft Limit£100There is an interest free overdraft of £100 (subject to application and approval).
Standard Overdraft Rate17.32%The rate charged for authorised overdrafts is 17.32% EAR.
Headline Interest Rate3%The headline interest rate is 3.00% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0The minimum investment is £0.
Internet BankingyesFree internet banking service is available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesPhoneBank is a person-to-person telephone banking service for Gold Service account holders. It is available 24 hours a day, 365 days a year. The customer can use PhoneBank to pay bills, check balances, transfer money between accounts and also can arrange loans, overdrafts and set up or amend standing orders.
Account PromotionsyesAA Roadside Assistance. An Exclusive Saver account will offer the customer a higher return on their savings. Worldwide travel insurance, for the customer and their partner. Commission free foreign currency and traveller's cheques. Sentinel Card Services Protection available. Mobile phone insurance (home & abroad). Save My Numbers service available - stores and retrieves mobile phone numbers.
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Compare Bank of Scotland Vantage Gold Account With These Current Accounts

Bank of Ireland Clear Account - Level 2

  • Enjoy overdraft letter charge of £0.00.
  • Have the benefit of a debit card cost europe of 0 percent from the Clear Account - Level 2.
  • You take advantage of £0 monthly charge from Bank of Ireland.
  • Customers get 3 months account transfer overdraft period from the current account.
  • 0% debit card charge worldwide is available with Clear Account - Level 2.

HSBC Advance

  • This HSBC Advance has a maximum ATM withdrawal of £300.
  • New customers get 3 months account transfer O/D period.
  • A purchase charge of £0 is offered by HSBC.
  • Average overdraft rate of 17.9% is available.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.9% EAR (variable).

Lloyds TSB International Current Account

  • Rewards payment of £0.
  • Get a headline interest rate of 0%.
  • The current account offers a debit card cost europe of 0%.
  • International Current Account offers a debit card expense worldwide of 0%.

Cumberland Business Current Account Option A

  • You have the benefit of coinage paid in per100 of £0.40.
  • You have the benefit of £0.00 O/D letter charge.
  • You get 0.1 percent introductory interest rate.
  • You will get 0 percent debit card charge europe.
  • Customers get £1 minimum withdrawal from the Business Current Account Option A.
  • A mthly overdraft charge of £0 is offered by Cumberland.

Norwich & Peterborough Building Society Business Gold

  • Customers have the benefit of coinage out per100 of £0.60.
  • Norwich & Peterborough Building Society gives cost per100 notes withdrawn of £0.60.
  • An overdraft letter charge of £0.00 is available from Norwich & Peterborough Building Society.
  • The Norwich & Peterborough Building Society current account has a £1 minimum withdrawal.
  • Customers take advantage of £0 fee for internet banking.

NatWest Community Account (turnover greater than £100,000)

  • Customers get unlimited max ATM withdrawal.
  • Get £0.66 coinage paid in per100 from NatWest.
  • Daily overdraft charge of £0.
  • A £0 payment for internet banking is offered.
  • A £0.66 coinage out per100 is available.
  • Fee for telephone banking of £0 is available with Community Account (turnover greater than £100,000).

RBS Basic Account

  • A £1 minimum withdrawal is available.
  • RBS offers monthly charge of £0.
  • A £0 purchase charge is offered.
  • Customers get available funds only withdrawal restrictions.