Bank of Scotland Vantage Classic Account with Control
Full product details for the Bank of Scotland Vantage Classic Account with Control current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 63 ratings
63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Account Type
packaged
Monthly Charge
£10
There is a monthly fee of £10.00
Minimum Monthly Credit
£1,000
The minimum monthly credit for these rates is £1000.00. Lower rates are applied if the monthly mandate is less than £1000.00.
Interest Free Overdraft Limit
none
There is no interest free overdraft limit.
Standard Overdraft Rate
19.28%
The rate charged for authorised overdrafts is 19.28% EAR.
Headline Interest Rate
3%
The headline interest rate is 3.00% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
A free Internet banking service is available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
PhoneBank Express is a free service to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between accounts and pay bills.
Account Promotions
yes
Control package. Commission free foreign currency and travellers' cheques.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£1,000
The minimum monthly credit for these rates is £1000.00. Lower rates are applied if the monthly mandate is less than £1000.00.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income is required for this account.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Very helpful, thanks
Amenah
Great for info, very informative and very handy.
A. Stevenson
Great site for finding money saving tips, well done.
Shirley O.
Expelled a few myths I had about food storage and shelf life. Great thanks.
Lynn
I always enjoy saving money with your discount coupons.
Rachel
Love visiting all the different deals on your site, and have used a lot of the fantastic offers. Glad I found you, thanks.
Pat M.
Great advance notice of the 90% deal at Southern trains
John K
I just love getting emails with money saving ideas and vouchers with no catches, its great!
Ms Chapman
Great selection of offers. Very useful.
Wolf
I was after info regarding ISAs as I knew NOTHING and your website pointed me in the right direction! Thanks.
Clarkson-leach
Compare Bank of Scotland Vantage Classic Account with Control With These Current Accounts