Bank of Scotland Classic Account
Full product details for the Bank of Scotland Classic Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
Compare...
241 current accounts...
Bank of Scotland Classic Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable). | |
| Account Type | overdraft | |
| Monthly Charge | £0 | No monthly service charge is payable. |
| Minimum Monthly Credit | £0 | There is no minimum monthly credit. |
| Interest Free Overdraft Limit | none | There is no interest free overdraft limit. |
| Standard Overdraft Rate | 19.28% | The rate charged for authorised overdrafts is 19.28% EAR. |
| Headline Interest Rate | 0% | Not applicable - no credit interest paid. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | A free Internet banking service is available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank Express is a free service to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between accounts and pay bills. |
| Account Promotions | yes | Commission free foreign currency and travellers' cheques. |
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Good,clear website. Always has something new, and reminds us of the good, the bad and the ugly, Barratt |
Compare Bank of Scotland Classic Account With These Current Accounts
Halifax Ultimate Reward Current Account => £1,000 per mth
- Get a cashback of £0.
- Ultimate Reward Current Account => £1,000 per mth offers an account transfer overdraft limit ul.
- 70 years travel insurance maximum age is offered with Ultimate Reward Current Account => £1,000 per mth.
- The current account offers 90 days account transfer O/D period.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Ulster Bank U First Account
- Get £0 transaction charge.
- You get 23.14% unauthorised overdraft rate from the current account.
- Minimum withdrawal of £1 is offered to you.
- Ulster Bank offers cash back of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.6% EAR (variable).
The Co-operative Bank Student Account
- An ATM withdrawal fee UK of 0 percent is offered by The Co-operative Bank.
- Take advantage of an overdraft buffer limit of £200 from this current account.
- £0 mthly unauthorised overdraft charge is offered with Student Account.
- New customers get £2,000 interest free overdraft year 5.
- New customers get £1,400 interest rate free overdraft year 1 from The Co-operative Bank.
- The current account gives a £0 standing order cost.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Cumberland Business Current Account Option B
- New customers get coinage out per100 of £0.75.
- Customers will get expense for internet banking of £0.
- Get £0 account fee from Cumberland.
- The current account offers a £300 max ATM withdrawal.
Metro Bank Personal Current Account
- Take advantage of authorised O/D charges of £0 from this current account.
- £0 minimum additional deposit is available with this current account.
- Get a moneyback of £0.
- Personal Current Account offers a debit card expense worldwide of 0 percent.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15% EAR (variable).
Metro Bank Cash Account
- £0.00 overdraft letter charge is offered with the current account.
- A £0 mthly charge is offered.
- New customers can enjoy unpaid direct debit fee of £0.
- 0 percent ATM withdrawal charge UK is offered.
RBS Black Account
- Enjoy overdraft letter charge of £0.00.
- Get a mobile telephone insurance limit of £1,250 from this Black Account.
- The current account offers a 0% ATM withdrawal expense UK.
- Get same day cash deposit clearance time.
- Benefit from authorised O/D charges of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.89% EAR (variable).
