Bank of Ireland Student Account (11-19)

Full product details for the Bank of Ireland Student Account (11-19) current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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4 customers rated their Bank of Ireland current account as 3.5 out of 5 in our 2010/2011 Consumer Finance Awards.
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Bank of Ireland Student Account (11-19) Features & Benefits

Account Typegraduate 
Monthly Charge£0There is no monthly charge.
Minimum Monthly Credit£0No minimum monthly credit required.
Daily Overdraft Charge£0There is no daily authorised overdraft charge.
Headline Interest Rate0.1%The headline interest rate is 0.10% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£1The minimum investment required to open this account is £1.
Internet BankingyesInternet banking available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking is available.
Account PromotionsyesStudents receive an International Student Identity Card (ISIC) when they lodge £5 into the account.
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Terms & Conditions
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Compare Bank of Ireland Student Account (11-19) With These Current Accounts

Smile Current Account

  • Limitless maximum high interest balance is offered to you.
  • Benefit from a standard overdraft rate of 15.9% from this current account.
  • 2 employment days cheque deposit clearance time is offered to customers.
  • £500 automatic O/D facility is available.
  • BACS deposit clearance time same day is available.
  • Get £0 purchase charge.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

Lloyds TSB Graduate Bank Account

  • Monthly charge of £0 is available with this current account.
  • £0 mthly overdraft charge is available with Graduate Bank Account.
  • Customers have the benefit of standard overdraft rate of 0%.
  • The current account offers a £0 direct debit set up charge.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Lloyds TSB Cash Account

  • Cash Account gives a minimum withdrawal of £1.
  • Get an O/D buffer limit of £10 from the Cash Account.
  • Direct debit charges of £0 is offered by Lloyds TSB.
  • Get mthly unauthorised overdraft charge of £5.
  • The Lloyds TSB current account has a direct debit set up fee of £0.
  • New customers can have the benefit of £0 standing order charge.

Triodos Bank Charity Current Account

  • £0.00 O/D letter charge is offered with this current account.
  • You have the benefit of £0 minimum yearly turnover from Triodos Bank.
  • This Charity Current Account has a £0 account fee.
  • Charge for telephone banking of £0 is available to you.

Clydesdale Bank Business Choice - Charities

  • Enjoy a minimum yearly turnover of £0 from the Business Choice - Charities.
  • Get O/D buffer limit of £25.
  • Coinage out per100 of £1.30 is available.
  • Get £350 maximum ATM withdrawal from Clydesdale Bank.
  • Benefit from an O/D letter charge of £0.00 from the current account.
  • Get a coinage paid in per100 of £0.65 from the current account.

RBS Select Silver Account

  • Cash back of £0 is available with the current account.
  • An ATM withdrawal expense UK of 0% is offered by RBS.
  • Customers get £100 interest rate free overdraft limit.
  • £0 authorised overdraft charges is available.
  • The current account offers an europe incl UK travel insurance area.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).

Bank of Scotland Silver Account

  • Get £300 maximum ATM withdrawal from Bank of Scotland.
  • 4 days cheque clearance time.
  • You enjoy £2,000 mobile telephone insurance limit from the current account.
  • Get £0 cash back from Bank of Scotland.
  • 18.86 percent unauthorised overdraft rate is available with Silver Account.
  • Customers get 3 months account transfer O/D period from the Silver Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).
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