Bank of Ireland Graduate Account

Full product details for the Bank of Ireland Graduate Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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4 customers rated their Bank of Ireland current account as 3.5 out of 5 in our 2010/2011 Consumer Finance Awards.
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Bank of Ireland Graduate Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Typestudent 
Monthly Charge£0There is no monthly charge.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft LimitvariesThe interest free overdraft available with this account is:Year 1 -£1000 Year 2 -£1000
Standard Overdraft Rate0%There is no authorised overdraft rate.
Daily Overdraft Charge£0There is no daily authorised overdraft charge.
Headline Interest Rate0%Not applicable, no credit interest is payable.
Reward Payment£0No reward payment payable.
Minimum Investment£1The minimum investment is £1.
Internet BankingyesInternet banking is available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking service is available.
Account PromotionsnoThis incentive is not offered.
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Compare Bank of Ireland Graduate Account With These Current Accounts

Northern Bank Northern Personal Access

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  • Northern Bank gives minimum withdrawal of £1.
  • Unpaid direct debit expense of £0 is available with this current account.
  • You can get ATM withdrawal cost UK of 0 percent.
  • Customers will get £0 standing order set up payment.

Cater Allen Corporate Account

  • A £0 daily O/D charge is offered.
  • Minimum yearly turnover of £0 is available with this current account.
  • An account fee of £0 is available from Cater Allen.
  • A £0.64 coinage out per100 is offered.
  • New customers get £0 charge for telephone banking from the current account.
  • Customers benefit from £0.00 ATM withdrawal expense europe from this Corporate Account.

Clydesdale Bank Business Choice

  • You will get coinage out per100 of £1.30.
  • A £350 max ATM withdrawal is offered.
  • New customers take advantage of £0 payment for internet banking.
  • Customers benefit from O/D letter charge of £0.00.
  • You get £0.65 coinage paid in per100.

Clydesdale Bank Business Current Account

  • Customers take advantage of £0 payment for internet banking.
  • An O/D buffer limit of £25 is available from Clydesdale Bank.
  • £1.30 coinage out per100 is offered with the current account.
  • New customers will get maximum ATM withdrawal of £350.
  • £0 payment for telephone banking.
  • Customers get minimum withdrawal of £1.

Barclays Community Account

  • £1 minimum withdrawal is offered.
  • £0.00 fee per100 notes deposited is available with Community Account.
  • The Barclays current account has a £0 minimum annual turnover.
  • £0.00 cheque deposit payment.

Bank of Scotland Student Account

  • The current account offers a purchase charge of £0.
  • Student Account gives a max interest free overdraft of £2,000.
  • Benefit from £0 charge for copy of cheque.
  • The current account offers a minimum additional deposit of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
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