Prudential PruProtect

Full product details for the Prudential PruProtect critical illness policy, including application criteria, policy details, cover, premiums & fees, claims, exclusions and conditions.

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Prudential PruProtect Features & Benefits

Cover Type	whole of life
Number of Conditions Covered	161 conditions
Maximum Cover	£2,000,000
Maximum Age	64 years
Cancer	standard
Heart Attack	standard
Stroke	standard
Minimum Monthly Premium	£10

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Compare Prudential PruProtect With These Critical Illness Policies

AEGON Business Protection

Enjoy a maximum cover of £3,000,000.
Max cover without medical of £3,000,000.
Max age for guaranteed insurability of 54 yrs is available.
Minimum period of 5 years.

AEGON Personal Protection

Minimum term of 5 yrs is offered.
You can have the benefit of £3,000,000 max cover without medical.
£3,000,000 maximum cover.
10 percent rate rate assumptions is available.
Max age for guaranteed insurability of 54 yrs is offered with Personal Protection.

Forester Lifestyle Protection Options

The critical illness policy has £450,000 maximum cover without medical.
New customers will benefit from unlimited maximum cover.
Maximum cover without HIV test of £500,000 is offered.
You get level only protection basis from Forester.

HSBC Business Protection Plan

The critical illness policy gives £1,000,000 maximum cover.
Customers can benefit from minimum protection of £1.
This critical illness policy gives 12 months notice period for claims.
The critical illness policy offers rate rate assumptions of 10 percent.

LV= Flexible Protection Plan

This Flexible Protection Plan has 40 yrs maximum term.
Number ASU cover is available.
New customers get £1,000,000 max cover without HIV test from this Flexible Protection Plan.
Level, increasing or decreasing insurance basis is offered with this critical illness policy.

Zurich Level Protection Plan - Reviewable

Max cover of £7,000,000 is offered with this critical illness policy.
Customers get £750,000 maximum cover without medical from the Level Protection Plan - Reviewable.
6 months notice time for claims is available.
New customers will get level only insurance basis.
New customers get £1,000,000 max cover without ECG from this critical illness policy.

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Maximum Age	64 years	The maximum age at entry for whole of life cover is 64 attained.
Maximum Child Age	18 years	The maximum age at expiry for child cover is 18 attained.
Minimum Age	16 years	The minimum age at entry is 16 attained for all benefits, with the exception of unemployment cover, where the minimum age at entry is 18 attained and in respect of optional serious illness cover for children, where the minimum age at entry is 3 months exactly.
Minimum Child Age	3 mths	The minimum age at entry for children's cover is 3 months exactly. Serious illness cover for children (both core and optional) will cease when the plan account terminates or if the child covered reaches the maximum expiry age, if sooner.