Creation Balance Transfer Card (12 Mth)

Full product details for the Creation Balance Transfer Card (12 Mth) credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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1 customer rated their Creation credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

Creation Balance Transfer Card (12 Mth) Features & Benefits

Representative ExampleThe annual purchase rate is 19% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Intro Balance Transfer Rate0%The annual introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration12 monthsIntroductory balance transfer rate applies for 12 months.
Intro Balance Transfer Window60 daysBalance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee3%Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate0%The introductory rates for purchases is 0.0%.
Intro Purchase Duration3 monthsThe monthly introductory rate for balance transfers is 3%.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no specified minimum income required.
Annual Fee£0There is no annual fee.
Representative APR18.9%Representative APR is 18.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.99%If the cardholder makes transactions in a currency other than sterling, a charge of 2.99% is applied to the value of each foreign current transaction.
Air MilesnoNo travel reward programme available.
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Compare Creation Balance Transfer Card (12 Mth) With These Credit Cards

Barclaycard Initial Credit Card

  • This credit card gives a balance transfer fee of 2.5%.
  • New customers get £0 yearly fee from Barclaycard.
  • Maximum purchase protection cover of £5,000 is available with this credit card.
  • Applicants can get monthly balance transfer intro rate of 2.207 percent.
  • 29.9% representative APR is available.
  • Bal transfer limit of £5,000.
  • Representative Example: The annual purchase rate is 29.9% p.a.(variable) so if you spend £1,200 your representative APR will be 29.9% (variable).

AA Rewards Credit Card

  • Get minimum intro balance transfer fee of £3.
  • Applicants get unlimited max intro balance transfer fee from the credit card.
  • Take advantage of an intro purchase rate of 0% from the credit card.
  • Bal transfer fee of 5 percent is offered to applicants.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Northern Bank 24/7 MasterCard

  • Get a monthly balance transfer intro rate of 0% from the credit card.
  • New customers enjoy 15.9 percent cash credit rate from the credit card.
  • Initial purchase duration of 5 months is available to new customers.
  • Initial balance transfer window of 5 months.
  • £1,000 cash loan limit is available with 24/7 MasterCard.
  • Northern Bank offers introductory balance transfer window of 5 months.
  • Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).

MBNA Bath Rugby

  • Get an intro purchase duration of 9 months from this Bath Rugby.
  • This credit card has 90 days introductory balance transfer window.
  • Have the benefit of 9 months initial purchase duration from MBNA.
  • Get a mthly balance transfer intro rate of 0% from this Bath Rugby.
  • Get free statement copies with this MBNA credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Bank of Scotland Student MasterCard (Branch & Telephone)

  • Annual fee of £0.
  • Representative APR of 19.9% is offered to new customers.
  • Customers will get bal transfer fee of 3%.
  • Get a purchase interest AER of 19.9 percent from this credit card.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

bmi Plus Credit Card Account

  • Get an initial purchase duration of 3 months from this credit card.
  • Applicants will get 0% monthly purchase intro rate.
  • Plus Credit Card Account gives an intro balance transfer window of 90 days.
  • A purchase interest rate AER of 17.9% is offered by bmi.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 34.5% (variable)+£85 fee p.a

RBS Business Credit Card

  • Std balance transfer rate of 18.3% is available with Business Credit Card.
  • Representative APR of 23.2 percent is offered.
  • 1.408% monthly balance transfer intro rate.
  • Enjoy max balance transfer fee of £0.