Full product details for the bmi Plus Credit Card Account, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 34.5% (variable)+£85 fee p.a
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
12 months
Introductory balance transfer rate applies for 12 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Money Transfers
yes
Money transfers are available with this credit card.
Intro Money Transfer Rate
0%
The introductory rate for money transfers is 0.0%.
Intro Money Transfer Duration
12 months
Introductory rate applies for 12 months.
Intro Money Transfer Fee
4%
Introductory money transfer fee of 4% is applied.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£85
£85.00 annual fee.
Representative APR
34.5%
Representative APR is 34.5%.
Cashback & Rewards Credit Card
yes
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee when using the Visa card, 2.75% when using the Amex card.
Air Miles
yes
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Keep up your excellent coverage which I for one find very useful.
Martin H.
I really enjoy the site, it is full of useful information, I am a big fan!
Agnes H.M.
Good content and interesting for all - many thanks.
Brojan
Helpful up-to-date advice and info.
Jane J
Very good, a variety of offers.
Dorothy S.
Great for keeping up to date with money saving tips and offers. I love it.
I need a new vacuum cleaner - looks like you've saved me £50! Thank you.
R Young
Easy to follow and use. Thank you. Always useful topics as well.
Derek C.
Great sensible, solid fact-based advice.
Sharon
Great selection of offers. Very useful.
Wolf
Compare bmi Plus Credit Card Account With These Credit Cards
American Express gives std cashback rate of 1.25%.
Get an intro purchase rate of 14%.
Max purchase protection cover of £2,500.
Applicants get 18.5 percent representative APR from this credit card.
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a